Toronto, Ontario

Canada · Comprehensive city data and intelligence

83
Overall Score

Toronto, the capital of Ontario, stands as Canada's largest city and a prominent global hub, renowned for its multiculturalism and dynamic urban landscape. Situated on the northwestern shore of Lake Ontario, the city boasts a rich history dating back to its founding in 1793 as the Town of York. Today, it is a magnet for individuals and families seeking diverse economic opportunities, world-class education, and a vibrant cultural scene. Its continuous growth is driven by both domestic and international migration, contributing to its reputation as one of North America's fastest-expanding metropolitan areas.

Toronto's character is defined by its distinct neighborhoods, each offering a unique charm and community feel. The city seamlessly blends towering skyscrapers with expansive green spaces, providing residents with a balance of urban excitement and natural tranquility. People are drawn to Toronto for its high standard of living, wide access to public services, and a welcoming environment for immigrants, fostering a truly global community.

3,358,275
Population
$70K
Avg Salary
65
Cost Index
83.0
Quality Score
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Quality Scores

Business
70
Livability
75
Affordability
65
Growth
70

Cost of Living

Toronto is recognized as one of North America's most expensive cities, with a cost of living index of 67.5 relative to New York City (where NYC is 100). This elevated cost is primarily driven by high housing prices and rental rates, which significantly impact the overall affordability for residents. While the city offers strong public services and a robust job market, these advantages are balanced by the financial pressures associated with daily expenses.

Despite the high costs, Toronto's average monthly expenses for a single person, excluding rent, are estimated to be around $1,105.4 USD. Rent, however, remains a substantial factor, with median prices for one-bedroom apartments in the city center averaging $2,097 USD per month. These figures highlight that while other living expenses are manageable, securing affordable housing is a primary challenge for many Torontonians.

Average Rent
$2,375/mo
Groceries
$450/mo
Transport
$120/mo
Utilities
$220/mo
Healthcare
$100/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$18.13
Monthly groceries
$450.00
Doctor visit (without insurance)
$73.00

Salary Insights

Toronto's economy is a powerhouse, with a diverse job market that continues to attract talent. The average gross salary in Toronto was approximately $70,205 USD in 2025, reflecting its status as a premium wage environment compared to the national average. Key sectors driving the city's economy include Financial Services, Technology, Healthcare, Professional, Scientific and Technical Services, and Information, Culture and Recreation.

While the job market has experienced some moderation, the Toronto economic region saw a 0.4% increase in employment from April 2025 to April 2026. New business growth also remains positive, with a 1.9% net increase in establishments in 2025. However, the unemployment rate in Toronto stood at 8.2% in May 2026, indicating challenges in absorbing the influx of new workers despite job creation.

The average salary in Toronto is $70,205 per year. You would need approximately $75,000 to live comfortably.

Top Industries

Healthcare +1.50% Financial Services +2.00% Technology +3.50% Professional, Scientific and Technical Services +2.10% Information, Culture and Recreation +4.00%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
70.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Toronto is facilitated by a comprehensive public transit system, earning the city a transit score of 90, ranking it among the best in Canada. The Toronto Transit Commission (TTC) operates an extensive network of subways, buses, and streetcars, with a monthly adult pass costing approximately $113 USD. The city is also implementing fare capping in September 2026, allowing riders to travel for free after a certain number of trips, further enhancing affordability and accessibility.

Toronto also boasts a walkability score of 61, with its downtown core being particularly pedestrian-friendly, earning scores as high as 98. While the city's core is highly walkable and transit-friendly, many suburban areas still exhibit a medium car dependency. The average commute time in Toronto is around 35 minutes, reflecting the challenges of urban congestion, which also contributes to a traffic index of 70.

35 min
Avg Commute
90.00/10
Transit Score
61.00/10
Walkability
Medium
Car Dependency
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Pros & Cons

Advantages
Toronto General Hospital ranked as the second-best hospital globally in 2026, highlighting world-class healthcare.
The city boasts a high transit score of 90 and is ranked #1 in Canada for public transportation, with fare capping coming in September 2026.
Homicides in Toronto plummeted by approximately 55% in 2025, contributing to a high safety score of 84.
Toronto is a highly multicultural city, making it easy for immigrants to integrate and contributing to a vibrant community.
The city's population is projected to grow by 2.64% in 2026, indicating strong demographic momentum.
Drawbacks
Toronto has a high cost of living, with a cost of living index of 67.5 relative to New York City (100).
The unemployment rate in Toronto was 8.2% in May 2026, which is higher than the national average.
Average rent for a 1-bedroom apartment is $2,097 USD and a 2-bedroom is $2,700 USD as of May 2026, indicating high housing costs.
The average commute time is around 35 minutes, and the city experiences chronic traffic congestion.
Childcare costs are very expensive, posing a significant financial burden for families.

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