Olympia
Washington, USA
#19 in USA
72
Overall Score
VS
Gaithersburg
Maryland, USA
#31 in USA
70
Overall Score
Olympia scores higher overall

Score Breakdown

Olympia
Gaithersburg
Livability
84
78
Affordability
0
45
Business
0
75
Growth
0
70
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Cost of Living

Olympia is the more affordable option overall — monthly living expenses run approximately 53% lower compared to Gaithersburg. Housing costs are a major driver: Olympia's average rent is 13% lower than Gaithersburg's.
MetricOlympiaGaithersburgDiff
Average Rent
$1,723$1,988-13%
Groceries
$0$757-100%
Utilities
$0$406-100%
Transport
$0$369-100%
Healthcare
$0$119-100%
Monthly Total
$1,723$3,639-53%
Cost Index
113134out of 100

Salary & Income

Olympia offers 53% higher average salaries. However, when adjusted for local cost of living, Olympia delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Olympia is estimated at $87,000 vs $106,000 in Gaithersburg.
MetricOlympiaGaithersburg
Average Salary
$98,686$64,600
Salary Needed
$87,000$106,000
Purchasing Power
87,333 idx48,209 idx
Household Income
$81,302$112,467

Climate Comparison

Both cities share a similar average temperature, within 0°F of each other.
MetricOlympiaGaithersburg
Avg Temp
°F°F
Summer High
°F°F
Winter Low
°F°F
Rainfall
in in
Snowfall
in in
Sunny Days
Humidity
75.00%65.00%

Commute & Transport

Olympia has the shorter commute — saving residents roughly 5,000 minutes (83 hours) per year compared to Gaithersburg. Gaithersburg scores higher for public transit, making it the better choice for car-free living. For walkability, Olympia leads — a better score here means more amenities reachable on foot.
MetricOlympiaGaithersburg
Commute Time
20 min30 min
Transit Score
35.0/1060.0/10
Walkability
39.0/1030.0/10
Traffic Index
65.00
Car Dependency
HighMedium
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Economy & Demographics

Gaithersburg is the larger city — approximately 0.8x the population of Olympia. From a growth perspective, Gaithersburg is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Gaithersburg has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricOlympiaGaithersburg
Population
55,95169,825
Pop. Growth
0.02%0.43%
Median Age
40.537.8
Unemployment
4.60%4.20%
GDP
$0.0B$0.0B

Pros & Cons

Olympia
Advantages
Olympia boasts a high livability score of 84/100, ranking it among the best places to live in Washington and the USA.
The city offers ample job opportunities, particularly in state and local government, contributing to a strong employment score.
Olympia's median household income saw a 5.7% growth year-over-year in 2024, reaching $81,302.
The housing market, while competitive, remains relatively accessible compared to other major West Coast cities.
Olympia has highly-rated public schools, making it attractive for families.
Drawbacks
The overall cost of living in Olympia is 13% to 13.2% higher than the national average.
Olympia's overall crime rate is 68% to 89% higher than the national average, placing it in the 10th percentile for safety.
Healthcare costs in Olympia are significantly higher than the national average, ranging from 19% to 25.3% more expensive.
The city is considered car-dependent, with a walk score of 39 and limited public transportation options.
Olympia experiences a high amount of rainfall annually, averaging around 50-58 inches.
Gaithersburg
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Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Olympia
#19
Washington, USA
72.0 / 100 overall
Avg Rent
$1,723
Avg Salary
$98,686
Cost Index
113
Commute
20 min
Transit Score
35.0/10
Walkability
39.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.02%
Unemployment
4.60%
Livability
84
Business
0
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Gaithersburg
#31
Maryland, USA
70.0 / 100 overall
Avg Rent
$1,988
Avg Salary
$64,600
Cost Index
134
Commute
30 min
Transit Score
60.0/10
Walkability
30.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.43%
Unemployment
4.20%
Livability
78
Business
75
View Full Profile

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