Performance
Score Breakdown
Tampa
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
53% higher compared to Tampa.
Housing costs are a major driver: Tampa's average rent is
89% higher than Toledo's.
| Metric | Tampa | Toledo | Diff |
|---|---|---|---|
| Average Rent | $1,800 | $950 | +89% |
| Groceries | $552 | $342 | +61% |
| Utilities | $294 | $295 | -0% |
| Transport | $120 | $180 | -33% |
| Healthcare | $250 | $200 | +25% |
| Monthly Total | $3,016 | $1,967 | +53% |
| Cost Index | 100 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 8% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Tampa is estimated at
$70,000 vs $52,000 in Toledo.
| Metric | Tampa | Toledo |
|---|---|---|
| Average Salary | $65,000 | $71,000 |
| Salary Needed | $70,000 | $52,000 |
| Purchasing Power | 65,000 idx | 74,737 idx |
| Household Income | $84,114 | $49,724 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Tampa | Toledo |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 74.00% | 70.00% |
Mobility
Commute & Transport
Toledo has the shorter commute — saving residents roughly
2,500 minutes (42 hours) per year compared to Tampa.
Toledo scores higher for public transit, making it the better choice for car-free living.
For walkability, Tampa leads — a better score here means more amenities reachable on foot.
| Metric | Tampa | Toledo |
|---|---|---|
| Commute Time | 25 min | 20 min |
| Transit Score | 31.0/10 | 45.0/10 |
| Walkability | 50.0/10 | 46.0/10 |
| Traffic Index | 55.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Tampa is the larger city
— approximately 1.6x the population of Toledo.
From a growth perspective, Tampa is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Tampa | Toledo |
|---|---|---|
| Population | 419,635 | 267,463 |
| Pop. Growth | 1.47% | % |
| Median Age | 35.9 | 35.8 |
| Unemployment | 4.80% | 4.40% |
| GDP | $0.0B | $0.0B |
At a Glance
Pros & Cons
Tampa
Advantages
Tampa's job market is experiencing significant growth, particularly in education, health services, and financial activities.
The city has seen a substantial reduction in total crime (14.8%) and violent crime (8.4%) in 2024.
The median household income in Tampa increased by over 15% between 2023 and 2024.
Tampa offers a high quality of life with abundant outdoor activities and a vibrant cultural scene.
Healthcare costs in Tampa are generally lower than the Florida state average.
Drawbacks
The violent crime rate in Tampa (444.6 per 100,000) was higher than the national average in 2024.
Housing costs, particularly median home values, have seen a significant increase, making homeownership less accessible for some.
Tampa's population growth rate has slowed in 2024 compared to previous years, with fewer new residents moving to the city.
The city's overall walkability score is moderate, indicating a reliance on cars for many errands.
The unemployment rate in Tampa (4.8% in April 2026) is slightly above the national average.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Tampa
#24Florida, USA
72.0 / 100 overall
Avg Rent
$1,800
Avg Salary
$65,000
Cost Index
100
Commute
25 min
Transit Score
31.0/10
Walkability
50.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.47%
Unemployment
4.80%
Livability
70
Business
75
Toledo
#71Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
Calculate Your Cost Impact
Estimate the salary you'd need when moving between Tampa and Toledo.
Open Cost Calculator