Demo mode active: payments are running in test mode — no real charges will be made to your card. Testing gateway

Hilo, Hawaii

USA · Comprehensive city data and intelligence

68
Overall Score

Hilo, the county seat of Hawaiʻi County, is the largest settlement on the Big Island of Hawaii. Nestled on the island's eastern, windward side, it is renowned for its lush rainforests and frequent tropical showers, which contribute to its vibrant green landscape year-round. Hilo offers a unique blend of natural beauty, cultural richness, and a relaxed, small-town atmosphere, making it an attractive destination for those seeking a slower pace of life amidst stunning scenery. The city serves as a hub for education, healthcare, and commerce for the eastern side of the island, with institutions like the University of Hawaiʻi at Hilo contributing to its dynamic community. Hilo's history is deeply rooted in its past as a thriving sugar plantation town, which brought diverse populations from Asia, shaping its multicultural character. Today, it continues to evolve, balancing its historical charm with modern developments and a growing emphasis on sustainability and local industries.

About Hawaii

Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.

50,404
Population
$42K
Avg Salary
146
Cost Index
68.0
Quality Score

Quality Scores

Business
65
Livability
70
Affordability
40
Growth
70

Cost of Living

The cost of living in Hilo, Hawaii, is notably higher than the national average, primarily driven by elevated housing, utility, and grocery expenses. Overall, Hilo's cost of living is approximately 46% higher than the national average. Housing costs are a significant factor, with both rental prices and home purchase prices exceeding national benchmarks. Utilities, in particular, are substantially more expensive, being about 106.8% to 118% higher than the national average, largely due to Hawaii's reliance on imported fuel for electricity generation. Grocery prices also contribute to the high cost of living, with overall grocery costs in Hilo being around 48.8% to 49% higher than the national average, as most goods must be shipped to the island. Despite these high costs, Hilo's fertile agricultural region allows for more accessible and competitively priced local produce, which can help residents manage food expenses.

Average Rent
$1,466/mo
Groceries
$600/mo
Transport
$150/mo
Utilities
$475/mo
Healthcare
$200/mo
Gym membership (monthly)
$50.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$600.00
Doctor visit (without insurance)
$200.00

Salary Insights

Hilo's economy is diverse, with key sectors including educational services, healthcare and social assistance, and retail trade. In 2024, employment in Hilo saw a growth rate of 4.88%. The University of Hawaiʻi at Hilo is a significant employer and contributes to the city's educational services sector. The healthcare industry is a strong and growing sector, with Hilo Benioff Medical Center being a major employer and the healthcare and social assistance sector projected for significant statewide growth of 11.2% between 2024 and 2034. Tourism and hospitality also play a crucial role, with the Merrie Monarch Festival injecting millions into the local economy annually. While the labor market has faced challenges like shortages, particularly in restaurants and retail, there's an increasing trend of micro-business startups and online businesses, indicating a growing entrepreneurial spirit. Statewide, Hawaii's economic growth rate is projected to remain steady at around 2.0% through 2027, driven by construction, real estate, and the continued recovery of tourism.

The average salary in Hilo is $41,708 per year. You would need approximately $98,000 to live comfortably.

Top Industries

Retail Trade +3.00% Accommodation & Food Services +6.00% Healthcare & Social Assistance +11.20% Educational Services +4.00% Agriculture +3.50%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
75.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Hilo primarily relies on personal vehicles, as the city is largely car-dependent. Hilo has an average Walk Score of 23, indicating that most errands require a car. Public transportation options are minimal and often unreliable, especially in rural areas, leading to long wait times and inconsistent service. The average commute time for residents in Hilo is around 27.4 minutes. While the Big Island lacks extensive freeway systems found on other islands, traffic congestion can still occur during peak hours, particularly on the limited major roadways. Gas prices are also higher than the national average, with regular unleaded averaging around $5.19 per gallon as of 2026. For those without a car, managing daily commutes or scheduled appointments can be challenging, highlighting the necessity of personal transportation in Hilo.

27 min
Avg Commute
20.00/10
Transit Score
23.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Hilo boasts a lush, tropical environment with abundant natural beauty, including waterfalls and volcanic landscapes.
The city is a cultural hub, hosting significant events like the Merrie Monarch Festival, celebrating Hawaiian culture.
The job market in Hilo saw a healthy employment growth rate of 4.88% from 2023 to 2024.
Healthcare and Educational Services are strong and growing industries, offering stable employment opportunities.
The homeownership rate in Hilo is 66.1%, which is higher than the national average.
Drawbacks
The overall cost of living in Hilo is significantly higher than the national average, particularly for housing, utilities, and groceries.
Hilo has a high property crime rate, which is 41% higher than the national average, making residents more susceptible to theft.
Public transportation is minimal and unreliable, making the city largely car-dependent for daily errands and commutes.
Utility costs, especially for electricity, are exceptionally high due to reliance on imported fuel.
The average rent for apartments, particularly 1-bedroom and 2-bedroom units, is considerably higher than many mainland cities.

Do business & find care in Hilo

Business & Franchises

Ready to buy, franchise, or launch a business in Hilo, Hawaii?

Powered by AziBiz

Senior Care

Find assisted living, nursing homes, and senior care options in Hilo, Hawaii.

Powered by FindCarez
Azibiz.com Live Listings

Businesses for Sale in Hilo

Explore active acquisition & franchise opportunities in Hilo, Hawaii.

View all Hawaii listings

Businesses in Hilo

List your business

No businesses listed in Hilo yet — be the first to get in front of people moving here.

Add your business — free

New to Hilo? Get settled

Find trusted local pros

Construction, cleaning & moving — matched to verified professionals in Hilo.

Free service • No obligation • We connect you with local professionals.

Compare Hilo with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing