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Omaha, Nebraska

Cost of Living in Omaha

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Omaha, Nebraska

The cost of living in Omaha is notably lower than the national average, making it an attractive option for many. In 2024, the cost of living was approximately 8.1% below the U.S. average. Housing costs are a primary driver of this affordability, with median home values and rents significantly lower than the national median. While utilities and transportation costs are generally reasonable, some services, like assisted living, can be higher than state averages. Overall, Omaha provides a good balance of affordability without sacrificing access to quality services and amenities.

Monthly Costs

Average Rent
$1,450
Groceries
$400
Utilities
$180
Transport
$120
Healthcare
$250
Cost Index
92

Detailed Breakdown

Gym membership (monthly)
$45.00
Entertainment
Cinema ticket
$14.00
Entertainment
Restaurant meal (mid-range)
$20.00
Food
Monthly groceries
$400.00
Food
Doctor visit (without insurance)
$150.00
Healthcare
1BR Apartment (city centre)
$1,115.00
Housing
2BR Apartment (city centre)
$1,435.00
Housing
Home purchase (per sq ft)
$180.00
Housing
Monthly transit pass
$60.00
Transport
Gas per gallon (USD)
$3.50
Transport
Electricity + internet (monthly)
$180.00
Utilities

About Omaha, Nebraska

Omaha, Nebraska, is the largest city in the state, situated along the Missouri River in the Midwestern United States. Known for its rich history as a hub for the railroad and meatpacking industries, Omaha has evolved into a modern economic center. Today, it is recognized as the home of several Fortune 500 companies, particularly in the finance and insurance sectors, earning it the nickname 'Gateway to the West' and a reputation as a significant business city. People are drawn to Omaha for its strong job market, relatively low cost of living compared to national averages, and a friendly, community-oriented atmosphere. The city offers a blend of urban amenities and Midwestern charm, making it an attractive destination for families, young professionals, and retirees alike.

About Nebraska

Nebraska, known as the "Cornhusker State," offers a blend of rural charm and urban opportunities with a strong sense of community. Its economy is deeply rooted in agriculture, particularly corn, soybeans, and cattle production, but also boasts growing sectors in manufacturing, finance, insurance, healthcare, and transportation. The cost of living in Nebraska is generally lower than the national average, primarily due to more affordable housing. The state experiences a continental climate with hot summers, cold and snowy winters, and significant seasonal temperature variations, with the eastern part being more humid and the western part semi-arid. Residents often enjoy a relaxed pace of life, friendly communities, and access to outdoor activities, though major entertainment and nightlife options are more concentrated in larger cities like Omaha and Lincoln.