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Binghamton, New York

Cost of Living in Binghamton

Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.

Cost of Living in Binghamton, New York

The cost of living in Binghamton is generally considered more affordable than the national average, though some sources present conflicting data. According to Salary.com, Binghamton's cost of living in 2026 is 3% higher than the U.S. national average, with housing costs being 27.7% lower. However, other analyses suggest it is less expensive than the national average. Housing is a significant factor in the overall cost, with average rents for a one-bedroom apartment in the city center around $1,138 per month. Utilities, food, and transportation costs contribute to the monthly expenses, with groceries for an individual averaging around $404 per month.

Monthly Costs

Average Rent
$1,138
Groceries
$404
Utilities
$194
Transport
$312
Healthcare
$226
Cost Index
110

Detailed Breakdown

Gym membership (monthly)
$48.00
Entertainment
Cinema ticket
$13.00
Entertainment
Restaurant meal (mid-range)
$25.00
Food
Monthly groceries
$404.00
Food
Doctor visit (without insurance)
$171.00
Healthcare
1BR Apartment (city centre)
$1,138.00
Housing
2BR Apartment (city centre)
$1,600.00
Housing
Home purchase (per sq ft)
$116.00
Housing
Monthly transit pass
$70.00
Transport
Gas per gallon (USD)
$4.00
Transport
Electricity + internet (monthly)
$273.00
Utilities

About Binghamton, New York

Binghamton, New York, is a city nestled in the Southern Tier region, at the confluence of the Susquehanna and Chenango Rivers. Historically recognized for its industrial roots, particularly in manufacturing and technology with companies like IBM, the city has evolved into a diversified economic hub. Binghamton is also home to Binghamton University, which serves as a significant economic and cultural anchor for the region. The city offers a blend of urban amenities and access to natural landscapes, attracting those seeking a more balanced lifestyle away from larger metropolitan areas. Its rich history is reflected in its architecture and community character, providing a sense of established charm.

About New York

New York, USA, is a diverse state offering both the fast-paced, culturally rich environment of New York City and the more tranquil, naturally beautiful landscapes of upstate regions. The state's economy, the third largest in the U.S., is heavily driven by service-providing sectors, with finance, healthcare, and professional and business services being major industries, particularly in NYC. Living costs are significantly higher than the national average, especially in New York City where housing is a primary expense, though more affordable options exist upstate. The climate ranges from humid continental in upstate areas with cold, snowy winters and warm summers, to a humid subtropical climate in the New York City metropolitan area, characterized by hot, humid summers and moderately cold winters. The lifestyle varies from the constant energy and extensive cultural, dining, and career opportunities of NYC to a slower pace with abundant outdoor recreation in other parts of the state.